Qualify for a Small Business Loan Quickly and Painlessly

A small business loan is specifically designed to help your company enjoy a healthy cash flow and excellent growth. However, many business owners hold back from applying because they’re worried its too complicated or that the requirements are too strict. Nothing could be further from the truth. With expert assistance from Golden State Capital, your small business can enjoy the benefits of SBA financing without having to jump through hoops.

How To Qualify for the Best SBA Loan

Contrary to popular belief, getting prequalified for a small business loan is relatively easy. You don’t have to search through your records for hundreds of documents or prove your credit is completely spotless. Of course, we do have some requirements for business owners, but these are generally very customer friendly. Here are the main factors we look at:

  • Your management abilities
  • Your passion for business
  • Your company’s cash flow
  • Your overall credit

It’s not necessary to have perfect credit or decades of time in business. As long as your company meets the Small Business Administration’s size criteria and we can tell you’re invested in making your company a success, we’re willing to provide the SBA financing needed for stellar business growth.

Why Apply for SBA Financing

A small business loan gives your business incredible flexibility for taking advantage of business opportunities. You can qualify for significant loan amounts that cover a wide variety of needs. Our SBA 7a and 504 loan programs allow you to invest in your company however you see fit:

  • Buying new equipment
  • Adding production capacity
  • Expanding your services
  • Upgrading or replacing old equipment
  • Taking your business online
  • Building a new headquarters
  • Acquiring a competing business

You can even use SBA financing to obtain working capital with no strings attached. That way you can cope with unexpected emergencies and still keep your company going strong. You don’t have to request approval for how to spend the money. Whether you need to hire additional employees or cover the cost of large inventory orders, we’re always ready to help. Get started right away.